Warehouse / JEL /
D18
D18
2 papers tracked
0 forthcoming
Showing 2 papers
Published
Journal of Monetary Economics
Online 1 Apr 2026
Published Apr 2026
Automated credit limit increases and consumer welfareVitaly M. Bord · Agnes Kovacs · Patrick Moran
Layer 1 — Overview Research Question. Should regulators restrict banks from proactively raising credit card limits using machine-learning algorithms, and if so, how? The paper asks: to what extent are …
Online First
Review of Economic Studies
Online 24 Sep 2025
Contract Terms, Employment Shocks, and Default in Credit CardsSara G Castellanos · Diego Jiménez-Hernández · Aprajit Mahajan · Eduardo Alcaraz Prous · Enrique Seira
Layer 1 — Overview Research Question
This paper asks two related questions bearing on financial inclusion policy in developing countries: (1) How effective are credit card contract term changes — …