Online First Journal of Money, Credit and Banking Online 11 Feb 2024The Effects of Regulatory Office Closures on Bank BehaviorIvan Lim · Jens Hagendorff · Seth ArmitageUsing closures of U.S. bank regulatory offices between 2002 and 2013 as difference-in-differences shocks to the physical proximity between supervisors and the community banks they oversee, the paper …