Papers by Raluca A. Roman

Online First Journal of Money, Credit and Banking Online 17 Feb 2026

A Tale of Two Bailouts and Their Impact on Subprime Consumer Debt

Allen N. Berger · Onesime Epouhe · Raluca A. Roman

This paper examines the effects of the Troubled Asset Relief Program (TARP) and the Paycheck Protection Program (PPP)—two government bailout programs during the Global Financial Crisis and the …

Banking Credit Credit Policy Financial Stability Fiscal Monetary Interactions