Online First Journal of Money, Credit and Banking Online 17 Feb 2026A Tale of Two Bailouts and Their Impact on Subprime Consumer DebtAllen N. Berger · Onesime Epouhe · Raluca A. RomanThis paper examines the effects of the Troubled Asset Relief Program (TARP) and the Paycheck Protection Program (PPP)—two government bailout programs during the Global Financial Crisis and the …