Warehouse / Authors

Carlos D. Ramirez

Professor of Economics · George Mason University

Professor of Economics and Director of Graduate Programs at George Mason University. Research covers banking regulation and history, deposit insurance, financial and economic history, macroeconomics and international finance. Harvard PhD (1993).

1 paper tracked ⌁ Follow this author

Showing 1 paper

Online First Journal of Money, Credit and Banking Online 1 Dec 2025

Does Deposit Insurance Promote Deposit Stability? Evidence from the Postal Savings System during the 1920s

Lee K. Davison · Carlos D. Ramirez

Does deposit insurance promote financial depth by arresting the outflow of deposits from the banking system during periods of bank distress? The paper tests and quantifies the deposit-stabilizing …

Banking Credit Macroeconomics Public Finance Free Read ↗