Published Journal of Monetary Economics Online 1 Mar 2026 Published Mar 2026Motivating banks to lend? Credit spillover effects of the Main Street Lending ProgramCamelia Minoiu · Rebecca Zarutskie · Andrei ZlateMinoiu, Zarutskie, and Zlate ask whether participation in the Main Street Lending Program (MSLP)—a Federal Reserve emergency facility launched in mid-2020 to channel credit to small and mid-sized …