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Agnes Kovacs

Senior Lecturer in Economics · King's College London

Senior Lecturer (Associate Professor) in Economics at King's Business School, King's College London, working on household finance and macroeconomics. Her faculty page describes research showing most credit-limit increases are automated.

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Published Journal of Monetary Economics Online 1 Apr 2026 Published Apr 2026

Automated credit limit increases and consumer welfare

Vitaly M. Bord · Agnes Kovacs · Patrick Moran

Should regulators restrict banks from proactively raising credit card limits using machine-learning algorithms, and if so, how? The paper asks: to what extent are bank-initiated credit limit increases …

Banking Credit Inequality Macroeconomics Free Read ↗